What is an Individual
eQRP® Account?

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The Personal eQRP® or Single Participant plan offers more choice and complete control
over your 401(k) and IRA accounts. You can avoid taxes and diversify your portfolio outside of Wall Street.

How an eQRP® Works for Individuals?

An eQRP® is the only 401(k) in the USA that provides these unique advantages. It helps you multiply your wealth while offering tax-free growth and tax savings compared to Self-Directed IRAs. It provides unique creditor protection in the event of lawsuits not available to SDIRAs or Solo 401(k) plans.

eQRP® Plans Offer

You can consolidate almost all your retirement accounts, including your spouse’s, into one efficiently managed eQRP® account. The transfer of all the funds is tax-free and penalty-free.

A broader range of tax-free investments

eQRP® gives you the freedom to invest in real estate, precious metals, private equity, and cryptocurrencies, plus paper like stocks and mutual funds.

No more third-party custodians

With eQRP®, you are the trustee. You don’t need third-party approval to make investment choices, nor do you need to pay the fees associated with conventional qualified plans.

Full access to your money

You can immediately borrow up to $50,000 (or 50% of your account, whichever is less) and have the interest you pay go directly back into your account, compounding over time, all yours.

Tax and penalty-free rollovers

You can transfer almost any assets from your 401(k), 403b, 457, IRA, or SEP account into an eQRP® without incurring taxes or penalties.

No UBIT taxes

The eQRP® conforms to IRS rules and qualifies for special tax breaks. Unlike IRAs, there are no Unrelated Business Income Taxes with leveraged real estate.

Dedicated In-House VIP Support

We are a passionate, skilled and knowledgable team committed to your success. We will help you consolidate almost all of your retirement accounts, into one efficiently managed eQRP® account.

Are you frustrated because…

  • You’re unable to manage your retirement plan?
  • Earning less than 2% on your money?
  • Paying too much tax?
  • Your account is visible to the general public?

The eQRP® System is made for the best you

Save Thousands in
Taxes with an eQRP®

Unfortunately, most people have tied their entire retirement plan to Wall Street paper investments and pay hefty fees for someone else to manage their money.

An eQRP® investment gives people complete control over what they want to invest in without being subject to brokerage fees and taxes.

Avoid Unrelated Business Income Tax

People with real estate investments in any type of IRA risk paying tremendous UBIT taxes. For example, if you’re an investor in a real estate syndication that owns an apartment building, you’ll get hammered with a 37% tax on most of your profits when the apartment sells.

There is no freedom if you’re getting killed with tax. You need a way to get as close to zero tax as possible.

That’s what an eQRP® does.

What Our Members Are Saying

“I moved my EVERFI assets into an eQRP and have been a happy customer ever since. Anytime I need anything the eQRP team is there for me.”

Travis Godon

“I love eQRP team customer service. I’m never waiting on hold, and they always call me back. eQRP is not afraid to give advice and help guide me in the right direction.”

Jon Yost

“When you’re told to put money into your 401(k) you gain capital and realize your money is locked up. With an eQRP, I can invest my money the way I want to invest it. I love the education the team has provided to help me understand the options on how to access a W-2 job capital and my big pool of money.”

Ben Dickey

“When you get into the eQRP program you get ownership on how you direct your funds.

Brett Binkley

“I have saved a tremendous amount in taxes. The company offers white glove treatment to the people that are eQRP members.”

Bill Coppedge

“Far beyond retirement, the Badger Tribe (eQRP Member’s Exclusive Community) focuses on your entire life and education and cares about your surroundings.”

Kevin Malmgren

“I love eQRP because it keeps us from paying UBIT tax and is the Ferrari of retirement accounts.”

Bronson Hill

“What I love about the eQRP team and Honey Badger Tribe is that when I hand them a client I fully trust they are taken care of for a lifetime.”

Dave Zook

“I read the QRP book and gave this book to my clients. Because I’m an asset and protection trust lawyer, the whole lawsuit-proof aspect is incredible. eQRP offers lawsuit asset protection.”

Kevin Day